Released on: November 1, 2008, 5:18 am

Press Release Author: Joe Wiggins

Industry: Financial

Press Release Summary: Legal & General is concerned that people might avoid taking
out protection because they think that it is too expensive. 65% of people polled1 by
Legal & General over-estimated the cost of taking out GBP150,000 worth of life cover.
35% over-estimated the cost of adding a critical illness option to that life cover.


Press Release Body: Legal & General is concerned that people might avoid taking out
protection because they think that it is too expensive. 65% of people polled1 by
Legal & General over-estimated the cost of taking out GBP150,000 worth of life cover.
35% over-estimated the cost of adding a critical illness option to that life cover.

Karen Blatchford, Commercial Director for Housing at Legal & General said: "Life
cover can start from as little as GBP6 per month, which even families on a very tight
budget may be able to afford. We're concerned that two-thirds of people are
over-estimating the costs of protection."

GBP150,000 level term assurance over 25 years for a healthy, non-smoking man aged 25
would cost just GBP82 per month. 24% of people that Legal & General questioned thought
that it would cost between GBP11 and GBP20, 18% thought that it would cost GBP21 - GBP30 and
22% thought over GBP30.

Adding critical illness cover for the 25 year old man would cost a further GBP18 a
month. 14% of people that Legal & General spoke to incorrectly estimated between GBP21
to GBP30 and 23% said it would be more than GBP30.

Karen Blatchford adds: "Just 38% of the people we surveyed have href=http://www.legalandgeneral.com/life-cover>life insurance, which is cause
for concern. People may wish to consider covering not just their mortgage debt, but
their family expenditure and bills. Most families would really struggle if there was
an unexpected drop in the household income."

Ends

Notes to Editors:

1. All figures, unless otherwise stated, are from YouGov Plc. Total sample size was
1,964 adults. Fieldwork was undertaken between 18th - 21st July 2008. The survey
was carried out online. The figures have been weighted and are representative of all
GB adults (aged 18+)
2. Based on Legal & General Direct rates. Correct as at 15 August 2008. Assumes
applicant is healthy and therefore based on standard premiums.

1) This press release is issued by Legal & General Partnership Services Limited.
Registered office: One Coleman Street, London EC2R 5AA.
2) The information contained in Legal & General's press release is intended solely
for journalists and should not be used by consumers to make financial decisions.

The Publicity Team
Legal & General House
Kingswood
Tadworth
Surrey KT20 6EU
01737 375351
Joe.wiggins@landg.com
website: www.legalandgeneral.com

Web Site: http://www.legalandgeneral.com

Contact Details: The Publicity Team
Legal & General House
Kingswood
Tadworth
Surrey KT20 6EU
01737 375351
Joe.wiggins@landg.com
website: www.legalandgeneral.com